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Our Mission

OUR MISSION AREF’s mission is to research, educate and inform retirees, future retirees the general public and federal policymakers on how best to protect and

What We Do

What We Do The American Retiree Education Foundation (AREF), is a national 501(c) (3) nonprofit, tax-deductible organization established in 2014 to focus on advocating for…

Engages, Educates Retirees

Engages, Educates Retirees AREF also engages and educates retirees, providing them with the information they need to navigate the challenges to pension and health care…

Research and Education Expertise

Research and Education Expertise Bill Kadereit, AREF Founding Chairman and President, has extensive experience in business, industry and public affairs. He is also President of…

The White Papers

AREF white papers address the need to educate members of Congress, the Administration, federal agencies, advocacy groups and public on important retirement issues. AREF does research…